Debt Collection & Recovery
Professional credit collection services designed to help clients reduce receivables and bad debts through focused case assessment and recovery strategies.
Discuss your requirements →Licensed Debt Collection Agency
Turn outstanding debt into recoverable cashflow.
APEX Credit Management Pte. Ltd. provides professional debt collection and recovery services for businesses and individuals across Singapore.
SPF Licence to Operate Debt Collection Business
L/DCA/2024/000064
Licence status
Licensed
Licence expiry
10 March 2027
Experience
10+ Years
10+Years of experience
100,000+Cases completed
20+Industries served
500+Satisfied customers
About APEX
10+
Years of collection experience
Professional, structured and practical approaches to receivables recovery.
SPF Licensed · L/DCA/2024/000064
About Us
Experience that works for your receivables.
APEX Credit Management Pte. Ltd. works with organisations to convert receivables into liquid cashflow. Our directors and staff have been at the forefront of commercial, corporate and consumer debt collection for over a decade.
Our team consists of trained professionals experienced in pursuing outstanding debts through focused, professional and responsible collection practices.
- ✓Experienced professionals handling commercial, corporate and consumer debt.
- ✓Extensive searches and case assessment to understand each recovery situation.
- ✓Tailored collection strategies designed around the nature and age of each debt.
- ✓Professional communication focused on practical payment resolutions.
Our Services
Focused recovery for different types of debt.
We provide collection and recovery services for companies and individuals, with an approach tailored to the circumstances of each case.
Business to Business Debt Recovery
External debt recovery for outstanding business payments, with professional communication and tailored strategies that prioritise practical payment resolutions while considering business relationships.
Request a consultation →Business to Consumer Debt Collection
Consumer debt collection delivered with professionalism and care, while helping clients protect their brand and customer relationships during the recovery process.
Discuss a B2C case →Individual Debt Collection
Individual-to-individual debt recovery requires patience and understanding. We review the circumstances, motivations and details of each case before developing a practical recovery approach.
Discuss an individual case →Professional Case Assessment
We consider factors such as debt type, age, supporting documentation and debtor contactability to determine an appropriate recovery strategy.
Submit an enquiry →Focused & Transparent Approach
We aim for clear communication, transparent case handling and practical recovery outcomes while maintaining professional standards throughout the process.
Speak with our team →Our Approach
Structured. Professional. Focused.
A practical process designed to understand the case before pursuing recovery.
01 / REVIEW
Understand the case
Review the debt, supporting information, age and circumstances surrounding the account.
02 / ASSESS
Assess recovery factors
Consider debtor contactability, history and other relevant factors affecting recovery.
03 / ENGAGE
Professional engagement
Communicate professionally with the debtor and work towards practical payment solutions.
04 / RECOVER
Progress the recovery
Follow the agreed recovery strategy and keep the client informed of meaningful progress.
Rates & Fees
Pricing tailored to each case.
Commission rates vary depending on factors including the nature of the debt (B2B, B2C or individual), age of the debt, whether goods or services were provided, debtor contactability and history of delinquency.
We recommend an in-person discussion so we can understand your requirements and provide a detailed pricing proposal appropriate to your debts and industry.
Administrative & search fees
A small subscription fee may apply to cover administrative costs, searches and, in some cases, site visitations carried out on your behalf.
✓
SPF Licence to Operate Debt Collection Business
Licence No. L/DCA/2024/000064 · Date of expiry: 10/03/2027
Licensed
Contact Us
Let’s discuss your recovery needs.
Tell us a little about your case. Our team can review your requirements and discuss the appropriate recovery approach and fees.
Send an enquiry
Provide a few details and we will get back to you.